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Dental Financing Options in Northern Westchester

Making Quality Dental Care Accessible to All

Flexible Financing That Puts Your Smile Within Reach

Dental care is an investment in your overall health, and we understand that cost can feel like a barrier — especially for more involved procedures. At Northern Westchester Dental Care and Briarcliff Dental Care, our practice believes that world-class dental care should be accessible to every family across our Northern Westchester offices, which is why we offer multiple financing and payment solutions to fit a variety of budgets and situations.

dentist in somers

Financing Information

At Northern Westchester Dental Care and Briarcliff Dental Care, we work with two of the most trusted names in healthcare financing: Cherry and CareCredit. These options allow you to move forward with the dental treatment you need without having to pay the full cost up front.

Cherry is a patient financing option designed to make healthcare more affordable through simple applications and flexible payment plans. CareCredit is a widely accepted healthcare credit card that allows patients to pay for treatment over time. Both are available for a wide range of dental procedures at our Yorktown Heights and Briarcliff Manor offices, and applying is straightforward — often completed before or at your appointment.

Whether you are considering dental implants, cosmetic dentistry, orthodontics, or any other service our team provides, financing through Cherry or CareCredit gives you the flexibility to manage your investment on a schedule that works for you.

For patients pursuing orthodontic treatment specifically, we are pleased to offer an in-house payment plan — no third-party financing required. This means you can work directly with our team to create a payment arrangement that fits your needs.

Process

Getting started with financing at both locations is a simple, guided experience. Here is what to expect:

1

Schedule Your Visit

Come in for a consultation with our team. Our doctors will evaluate your oral health, discuss your goals, and outline the recommended treatment plan so you have a clear picture of what is involved.

2

Review Your Options

Learn which financing solutions are available for your treatment. Our team will walk you through the Cherry, CareCredit, and in-house orthodontic payment plan options so you can choose what works best for your situation.

3

Apply and Get Approved

Complete your financing application. Applications for Cherry and CareCredit can typically be completed quickly, and our team is here to help guide you through the process.

4

Begin Your Treatment

Move forward with your care. Once your financing is in place, you can schedule your treatment and get started on the path to a healthier, more confident smile.

No Insurance? There Is Still a Path to Care

The NWDC Membership Plan

We know that not everyone has access to dental insurance, and we did not want that to stand between our patients and the care they deserve. That is why we created the NWDC Membership Plan — developed specifically for individuals and families who do not have dental insurance coverage.

It is important to note that the NWDC Membership Plan is not dental insurance. It is an in-house membership designed to make prioritizing your dental health more affordable and straightforward, without the complexities that often come with traditional insurance.

If you have questions about whether the membership plan is right for you, our team is happy to walk you through what is included and how it works. We are committed to helping every patient find a way to access the high-quality, whole-body dental care they deserve right here in Northern Westchester.

Image of a handsome happy young man sitting in medical dentist center. Looking at camera.

Frequently Asked Questions

We know that navigating dental financing can feel overwhelming. Here are answers to some of the questions we hear most often.

We offer financing through two trusted healthcare financing options: Cherry and CareCredit. Both allow you to move forward with treatment and pay over time, with flexible plans designed to fit a range of budgets. Applications are straightforward and can often be completed before or at your appointment.

Cherry is a patient financing option built around simple applications and flexible payment plans. CareCredit is a widely accepted healthcare credit card that allows patients to pay for treatment over time. Our team can walk you through both so you can choose the one that works best for your situation.

Both Cherry and CareCredit are available for a wide range of dental procedures at our Yorktown Heights and Briarcliff Manor offices. The amount you are approved for will depend on your individual application. We encourage patients pursuing larger treatments to apply early so financing is in place before treatment begins. Our team can confirm what is available for your specific treatment during your consultation. 

Yes. Orthodontic patients have access to an in-house payment plan directly through our office. No third-party financing required. This means you work directly with our team to create an arrangement that fits your needs.

Both Cherry and CareCredit have their own application processes, and the impact on your credit score can vary depending on the type of inquiry each lender performs. We recommend reviewing the terms directly with each provider. Our team can point you in the right direction when you come in for your consultation.

In many cases, yes. Patients often use financing to cover the portion of treatment not covered by their insurance plan. Our team can help you understand how your benefits apply and where financing can fill the gap, so you have a clear picture of your out-of-pocket costs before moving forward.

What Our Patients Say

Hear from patients across both our Yorktown Heights and Briarcliff Manor offices.

Contact Us For a Complimentary Consultation

YORKTOWN HEIGHTS, NEW YORK

Northern Westchester Dental Care

3505 Hill Blvd. Suite F,
Yorktown Heights, NY 10598

BRIARCLIFF MANOR, NEW YORK

Briarcliff Dental Care

540 N. State Rd. Suite 5,
2nd Floor Briarcliff Manor, NY 10510

Accepting New Patients

WHAT WE DO